JAM topic · Advanced

The Shift Toward Cashless Societies

Give your opinion on whether going completely cashless is positive or risky for society.

How to structure your minute

  1. 1

    Start

    express your stance on physical cash

  2. 2

    Middle

    highlight convenience against privacy concerns

  3. 3

    End

    propose a balanced transition

Sample answer

about 120 words · 1 minute

I am convinced that transitioning toward a cashless society offers remarkable convenience and efficiency that far outweighs the drawbacks. Digital payments allow for instant transactions, reduce the risk of physical theft, and streamline international business operations. Furthermore, cashless systems help governments track illegal financial activities and reduce tax evasion by leaving a transparent digital footprint. Critics rightfully raise concerns about cyber security, system outages, and the potential exclusion of elderly citizens who struggle with digital technology. However, these challenges can be overcome through improved security protocols, digital literacy programs, and backup payment infrastructure. Embracing digital currency is an inevitable progression of modern finance, and with proper safeguards, a cashless future will make economic interactions safer and more efficient for everyone.

Use it for ideas. Say it your own way.

Useful phrases

  • transitioning toward a...

    Transitioning toward a green economy requires investment.

  • outweighs the drawbacks

    The speed of online learning outweighs the drawbacks for many.

  • transparent digital footprint

    Electronic banking leaves a transparent digital footprint for audits.

  • inevitable progression of...

    Automation is an inevitable progression of manufacturing.

Common mistakes

Cashless society is more safe.

A cashless society is safer.

Use the comparative form 'safer' instead of 'more safe'.

Old people cannot use technology easy.

Old people cannot use technology easily.

Adverbs like 'easily' modify verbs like 'use'.

Tips for this topic

  • Signpost your main points using sequence markers like 'furthermore' and 'however'.
  • Keep your posture open and project your voice confidently.

Now say it yourself

Speak on “The Shift Toward Cashless Societies” for one minute. You get what went well and the one thing to fix.

The Shift Toward Cashless Societies: JAM Topic with Sample Answer | JAM English